Why the bank keeps disagreeing with the P&L.
A working session on where cash actually goes and which timing gaps trigger the ten-at-night questions. MIV Partners brings CFO advisory to this work.
Cash has a story. It is not the same story as revenue.
Most founder-led P&Ls read fine. The bank account reads differently. The gap between the two is almost always a timing story: receivable lag, inventory sitting, payables timed against the wrong week, or draws taken as if the year were smoother than it is. Cash Flow Gap Diagnosis writes down the timing story so the two accounts stop arguing.
- Receivable and payable timing traced week by week
- Inventory and WIP capital surfaced separately
- Owner draws and distributions reconciled to real cash
Three outputs from the diagnosis.
Cash timing map
A week-by-week view of where cash lives, arrives, and leaves the business.
Named gaps
The specific timing gaps costing you sleep, each with a dollar range attached.
First-move recommendations
The one or two operational changes with the largest cash impact per unit of effort.
The related diagnostics.
Stop guessing about the bank balance.
Start with the complimentary diagnostic.