More revenue. Still not enough cash.
There's a reason for that — and a clear path forward.
I work with founder-led businesses generating $1M–$15M in revenue who are growing — but don't have the financial clarity to grow confidently. If cash flow is unpredictable, margins are unclear, or major decisions feel like guesswork, I provide the CFO-level structure to fix that: stronger margins, stable cash flow, and financials you can actually use to lead.
$1M–$15M
Revenue range served
Does This Sound Like You?
- — Revenue is growing, but cash always feels tighter than it should.
- — You know the business is profitable — you're just not sure by how much, or why it fluctuates.
- — You're making big decisions based on gut feel because the numbers don't tell a clear story.
- — There's no financial roadmap — just a cycle of reacting to what's urgent.
- — The business runs on you. If you step back, so does everything else.
Why Work With Me
Business ownerNot just an advisor
CPA credentialNumbers you can trust
Operational insightBeyond the spreadsheet
20+ yrs experienceFinance & strategy depth
Founder perspectiveI own a business too
"Most accountants tell you what happened. I help founders understand what to do about it — and what comes next."
— Michel Chelnokov, MBA, CPA
How I Help · A Three-Phase CFO Engagement
01◎
Find Where Profit & Cash Are Leaking
- Pinpoint the exact sources of margin erosion
- Diagnose cash flow gaps and root causes
- Establish your true profitability baseline
02◈
Build a Strategy That Supports Growth
- Improve margins through pricing and cost structure
- Stabilize cash flow with a forward-looking plan
- Align capital decisions with your growth goals
03◇
Install Systems That Scale With You
- Executive dashboards tied to real decisions
- Rolling forecasts that replace reactive planning
- Financial frameworks built for founder-led businesses
My Advantage
I Understand Both Sides of the Table
As both a business owner and a CPA, I understand what founders actually deal with when they're scaling — not just the numbers, but the operational pressure behind them. That dual perspective means I can see problems forming before they show up in the financials, and I know how to fix them in a way that works in the real world.
"I'm on a mission to help as many business owners as I can have a growing and more profitable business — not just a bigger revenue line."
— MICHEL CHELNOKOV, MBA, CPA
Ideal Client Profile
This Is Built For You If…
◈
$1M–$15M Revenue
Past the startup phase. Real revenue, real complexity, and a financial structure that needs to match your growth.
◎
Expert in Your Craft
Excellent at what you do. You didn't go into business to become a financial analyst — but you know you need one.
◇
Ready to Fix It
Not looking for someone to explain the problem. You want a partner who solves it, fast and precisely.
The Engagement Process · What to Expect
Week 1
Right Fit Call
30 minutes. No pitch. Understand your situation and goals.
Week 2–3
Deep Diagnosis
Financial assessment. Identify profit leaks and cash flow gaps.
Month 2
Strategy Build
Financial roadmap, pricing model, and capital plan delivered.
Month 3+
Ongoing CFO Partnership
Monthly reviews, forecasting, and real-time guidance as you grow.
For Referral Partners · Call Me When…
- —A business owner says "We're growing, but I don't understand the numbers."
- —Revenue is strong but cash always feels tighter than it should.
- —Big decisions — hiring, expansion, financing — are being made without financial clarity.
- —They can't identify which products, services, or jobs are actually profitable.
- —The business has outgrown bookkeeping but isn't ready for a full-time CFO.
- —A client needs financial structure and strategic guidance to grow with confidence.
Common Partners
CPAs & Tax Advisors
Financial Advisors
Business Attorneys
Lenders
M&A Advisors
No Commitment · No Sales Pitch
CFO Financial Diagnostic
A complimentary session to identify your most significant opportunities to improve cash flow, strengthen margins, and build the financial visibility your business needs to grow with confidence.