Financial Planning and Analysis (FP&A) Services

Financial planning and analysis (FP&A) helps leadership turn financial information into plans and decisions. It typically includes budgeting, forecasting, variance analysis, cash flow planning, KPI reporting, and scenario modeling. Rather than only documenting past results, FP&A explains what is driving performance and helps a business prepare for opportunities, risks, investment needs, pricing decisions, and changes in demand.

Bookkeeping records and organizes financial transactions, while FP&A uses reliable financial data to guide future decisions. An FP&A advisor analyzes margins, expenses, cash flow, budgets, forecasts, and operating metrics to identify trends and recommend actions. Both functions are important: clean bookkeeping creates the data foundation, and FP&A converts that data into financial clarity, accountability, and a plan for growth.

CFO advisory support is often valuable when a business has meaningful revenue complexity, uneven cash flow, margin pressure, or major decisions involving hiring, expansion, pricing, financing, or capital investment. It is especially useful for founders who have outgrown basic bookkeeping but do not require or want the cost of a full-time CFO. Support can provide a recurring strategic financial perspective.

A profit and cash flow diagnostic reviews the financial drivers affecting profitability and liquidity. It may examine revenue, gross margins, operating expenses, customer or service-line profitability, working capital, accounts receivable, accounts payable, cash conversion, and upcoming obligations. MIV Partners translates findings into practical recommendations to address profit leaks, improve cash availability, and reduce financial risk.

Rolling forecasts are financial projections that are updated regularly as actual results and business assumptions change. Unlike a fixed annual budget, they provide a current view of expected revenue, expenses, profitability, and cash needs. This helps leadership react earlier to changing conditions, test decision scenarios, allocate resources thoughtfully, and avoid relying on outdated assumptions when planning the next several months.

An executive scorecard should focus on the few financial and operational measures that show whether the business is progressing toward its goals. Common examples include revenue, gross margin, operating expenses, profitability, cash position, receivables, and forecast variance. MIV Partners tailors scorecards to the business model, ensuring leaders see the indicators most relevant to pricing, growth, capacity, and liquidity.

Yes. FP&A can uncover ways to improve cash availability through better collections, payment timing, working-capital management, cost structure, pricing, margin improvement, and clearer forecasting of inflows and outflows. A detailed analysis can reveal where cash is being tied up or lost. The goal is to create more predictability and control, not simply wait for higher sales to solve liquidity pressure.

MIV Partners begins with a no-cost Right Fit Call, Financial Assessment, and Findings Review, scheduled by appointment through a Calendly link or direct email. This initial conversation helps determine whether the business’s goals, financial challenges, and level of complexity are a fit. From there, engagements can be tailored around diagnostics, financial strategy, executive scorecards, forecasts, and ongoing monthly CFO-level reviews.